Own property tax

Scotsaver — Mortgage & LBTT Calculator
2026/27 LBTT rates

What will you actually pay to buy in Scotland?

Scotland charges its own property tax — Land and Buildings Transaction Tax (LBTT) — with different bands from England’s stamp duty. See your LBTT bill and a rough monthly mortgage repayment together.

Your purchase
Moving home
First-time buyer
Additional property
Estimate only — actual mortgage offers depend on your lender’s affordability assessment, credit history and product fees.
£0
LBTT due on this purchase
Loan amount needed£0
Estimated monthly repayment£0
Total repaid over term£0
Scotsaver is an independent guide, not a mortgage broker or tax adviser. LBTT figures use Revenue Scotland’s published 2026/27 bands; for a formal LBTT return use Revenue Scotland’s official calculator. Mortgage figures are illustrative and ignore fees, insurance, and lender-specific affordability rules.