Take-Home Pay Calculator

Scotsaver — Scotland Take-Home Pay Calculator
2026/27 tax year

What’s your real take-home pay in Scotland?

Scotland has its own income tax bands — six rates instead of the rest of the UK’s three. Enter your salary to see exactly what lands in your bank account each month.

Your income
Annual salary
Hourly rate + hours worked
None
Plan 1
Plan 4 (Scotland)
Plan 2
Estimate only — based on standard tax code, no marriage allowance, benefits-in-kind, or other adjustments. National Insurance is set UK-wide and doesn’t vary by nation.
£0
take-home per month
Monthly
Annual
Weekly
Gross pay£0
Income Tax−£0
National Insurance−£0
Pension−£0
Take-home pay£0
Scotsaver is an independent guide. Figures use published 2026/27 Scottish Income Tax bands and UK-wide National Insurance rates and are estimates for guidance only — always check your actual payslip or HMRC’s official calculator for precise figures. Sources: mygov.scot, Scottish Government Budget 2026/27.